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I use HIPAA compliant payment platform, Ivy Pay. Clients receive a text on the first session to enter a payment method. The platform then safely saves the payment method for all future sessions. If a client needs to change or update a payment method, it is easily done. All receipts suitable to submit to insurance are emailed the following Monday or Tuesday to clients. Payment in the form of credit, debit, FSA or HSA card takes place at the start of each session.